Post by Udeh Udah (@Udeh_Udah)

An annual income of ₦20,000,000 and an annual expenditure of ₦19,900,000 equals happiness.

An annual income of ₦20,000,000 and an annual expenditure of ₦20,100,000 equals misery.

Adapted fro Charles Dickens qoute... this is describing a surplus versus a deficit.

That small ₦100,000 margin isn't just about saving, it's the difference between having cash flow to reinvest and drowning in high-interest debt or urgent calls from creditors.

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