Post by 🄰🅂🄷🄸 🄱🄷🄾🄼🄱🄷🄾🄼 (@AshiBhomBhom)

A former intern reached out to me recently and said "I'm 27. I earn ₦180,000 a month. Everybody says start investing. But after rent, food, and transport, I have ₦12,000 left. What am I supposed to invest?"

I gave my own honest & practical advise based on my life experiences, expectations and adaptations but then I thought this was an interesting question because a lot of personal finance advice assumes people have disposable income.

I'd love to hear from you guys: If you were in his shoes, what would you advise? Save the ₦12,000, invest it, learn a skill with it, or focus entirely on increasing income?

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