Post by Rosemary Onoja (@Rossy)
Your salary is not the main reason you’re broke.
Your spending habits are.
Difference Between Needs & Wants (Explained Simply)
Many people believe:
“If I make more money, my problems will disappear.”
But the truth is:
If your habits don’t change,
even a bigger income will still finish quickly.
That’s why understanding the difference between needs and wants is a survival skill.
It determines whether you move forward or stay stuck.
0 likes · 0 comments · 0 shares
Comments
Rosemary Onoja: ✅ WHAT ARE NEEDS? (SURVIVAL ITEMS)
Needs are things you must have to stay alive and function properly.
These are expenses that keep your life running.
Examples:
• Food
• Rent / shelter
• Basic clothing
• Transportation
• Phone data for work or business
If removing it will stop you from functioning...
Needs are things you must have to stay alive and function properly.
These are expenses that keep your life running.
Examples:
• Food
• Rent / shelter
• Basic clothing
• Transportation
• Phone data for work or business
If removing it will stop you from functioning...
Rosemary Onoja: ❌ WHAT ARE WANTS? (COMFORT ITEMS)
Wants are things that make life sweeter, but you can survive without them.
Examples:
• Eating out
• New clothes when you already have clothes
• New phone when your current phone works
• Subscriptions
• Luxury snacks and drinks
If removing it only makes you uncomfor...
Wants are things that make life sweeter, but you can survive without them.
Examples:
• Eating out
• New clothes when you already have clothes
• New phone when your current phone works
• Subscriptions
• Luxury snacks and drinks
If removing it only makes you uncomfor...
Rosemary Onoja: WHY MOST PEOPLE STAY BROKE
Because they reverse the order.
They spend on wants first,
then struggle with needs later.
That leads to:
• Borrowing
• Stress
• No savings
• Living paycheck to paycheck
Not because they are cursed.
But because the system is wrong.
Because they reverse the order.
They spend on wants first,
then struggle with needs later.
That leads to:
• Borrowing
• Stress
• No savings
• Living paycheck to paycheck
Not because they are cursed.
But because the system is wrong.
Rosemary Onoja: ✅ THE CORRECT ORDER
1️⃣ Needs
2️⃣ Savings (even small)
3️⃣ Wants
When you follow this order:
• Your money lasts longer
• You breathe better
• You gain control
🧠 PRACTICAL EXAMPLE
If you have ₦20,000:
Pay transport and food first.
Save even ₦1,000.
Then manage the remaining.
Not the other way aroun...
1️⃣ Needs
2️⃣ Savings (even small)
3️⃣ Wants
When you follow this order:
• Your money lasts longer
• You breathe better
• You gain control
🧠 PRACTICAL EXAMPLE
If you have ₦20,000:
Pay transport and food first.
Save even ₦1,000.
Then manage the remaining.
Not the other way aroun...
Rosemary Onoja: 🎯 DAILY HABIT
Before you spend, ask:
“Is this feeding my future or stealing from it?”
If it’s stealing, pause.
🤍 FINAL THOUGHT
You don’t need a new income first.
You need new habits first.
Money grows where discipline lives.
Save this post
Share with someone who needs to hear this
Follow for daily...
Before you spend, ask:
“Is this feeding my future or stealing from it?”
If it’s stealing, pause.
🤍 FINAL THOUGHT
You don’t need a new income first.
You need new habits first.
Money grows where discipline lives.
Save this post
Share with someone who needs to hear this
Follow for daily...
Brian Brown: Great idea sir
Kunle Bolatito: Great! Thank you
ferrari jones: You are right my dear
Okorie Uchechukwu Godson: follow me as well let's build organic followers
Joseph Abuba: Very true, thank you for this information