Post by Rosemary Onoja (@Rossy)
Most people are not broke because they earn small.
They are broke because they spend wrong.
Difference Between Needs & Wants
If your income is limited, this lesson can change your life:
You must learn the difference between NEEDS and WANTS.
Not everything you desire deserves your money.
Not everything you like is a priority.
Let’s break it down.
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Rosemary Onoja: ✅ WHAT ARE NEEDS?
Needs are things you must have to survive and function.
Examples:
• Food
• Rent / shelter
• Basic clothing
• Transportation
• Phone data for work
If removing it will affect your survival or income → it’s a NEED.
Needs are things you must have to survive and function.
Examples:
• Food
• Rent / shelter
• Basic clothing
• Transportation
• Phone data for work
If removing it will affect your survival or income → it’s a NEED.
Rosemary Onoja: ❌ WHAT ARE WANTS?
Wants are things that make life comfortable but are not urgent.
Examples:
• Eating out
• New clothes when you already have clothes
• New phone when your current phone works
• Subscriptions
• Luxury snacks
Nice to have, but not necessary.
Wants are things that make life comfortable but are not urgent.
Examples:
• Eating out
• New clothes when you already have clothes
• New phone when your current phone works
• Subscriptions
• Luxury snacks
Nice to have, but not necessary.
Rosemary Onoja: WHY THIS MATTERS
When you treat wants like needs:
• Your money finishes quickly
• You can’t save
• You stay stuck
When you treat needs as priority:
• You control your money
• You save small
• You move forward
When you treat wants like needs:
• Your money finishes quickly
• You can’t save
• You stay stuck
When you treat needs as priority:
• You control your money
• You save small
• You move forward
Rosemary Onoja: 🧠 SIMPLE RULE
Needs first.
Savings second.
Wants last.
🎯 ACTION STEP
Before spending today, ask yourself:
Is this helping me survive or just making me feel good for a moment?
Needs first.
Savings second.
Wants last.
🎯 ACTION STEP
Before spending today, ask yourself:
Is this helping me survive or just making me feel good for a moment?
Da Vinci Paints 🌟: When is your next post breaking it down? 🔥
Kalejaiye Otaibayomi Temitope: It's better we go for your needs than your wants
Martins Omagbitse: Absolutely 💯
Pastor Joe Galadima: Follow me as I follow you
Favour Okafor: Absolutely
David Ikechukwu: Wise saying from pretty one